Q&A Library for Business Dealings & Money Matters

# Title Post date
1 Usurping electricity Fri 20 May 2016

We live in an elite suburb of South Africa, and are therefore heavily billed for electricity usage whereas other areas are charged a much lower tariff, and some underprivileged areas do not even pay any electricity bills. Is it permissible for us to bridge the electricity meter and thereby pay a much lower bill as such a practice is not fair to residents living in an elite area?

2 Fulfilling a work contract Thu 06 Sep 2018

Question:

1. When a person joins or starts working at a business place with a general and informal contract that every month he will receive a certain amount will this be permissible?

2. If the person employing says to the one working for him: "You may work for me for the moment, but if you want to join somewhere/someone else just let me know if you're going for an interview; will it be permissible for the person working to go for the interview or plan changing work without informing his employer?

3 providing services to aid Haraam Thu 06 Sep 2018

Question:

Is it permissible for a Muslim fashion designer or building designer/architect, etc. to plan a building or design clothes that are of the non-Muslims, or draw and design the works in a synagogue, Mandir, church, etc?

Will it have any connection with the Hadeeth: من تشبه بقوم فهو منهم?

Will it be permissible for a Muslim company that does construction work to build a church etc.?

Answer:

4 Comprehensive car insurance Sun 09 Sep 2018

Question:

Is it permissible to take out comprehensive insurance on a car that I'm buying?

Answer:

All forms of voluntary insurance are Haraam due to it containing the element of gambling and interest, hence subscribing to a comprehensive insurance will not be permissible.

Answered by: Mufti Mohammed Desai
Checked and approved by: Mufti Muhammed Saeed Motara Saheb D.B
Date: 27 Dhul Hijjah 1439
English Date: 08 September 2018

5 Having a job that assists in sin Thu 13 Sep 2018

Question:

6 Leaving job due to insistence of parents Thu 13 Sep 2018

Question:

What is the ruling regarding a person (son) who is being forced or advised by his parents to change his job, for whatever reason they may have. Is it necessary to obey them, whereas we learn that in some Ahaadeeth Rasulullah Sallallahu Alaihi Wasallam says that one shall not change his means of sustenance. therefore, what would be the correct course of action for the son to take in this situation?

Answer:

7 Hospital plans Thu 13 Sep 2018

Question:

Would it be possible to give me a ruling on hospital plans, which we would like to take out for our elderly mother, if it is allowed. With the current situation of our government hospitals it is a concern for us with the dwindling health care that is being received.

Please advise as to the permissibility of a hospital plan.

Answer:

Hospital plan follows the same principles as medical aid and therefore the ruling of impermissibility that applies to medical aid will be applicable here as well.

8 Liability for loss incurred in by employer Tue 18 Sep 2018

Question:

9 Liability for loss incurred by employer Tue 18 Sep 2018

Question:

10 Retracting a voluntary right gifted to someone Wed 19 Sep 2018

Question:

1)the father gives his children certain assets during his lifetime.they voluntarily allow him to retain the profits from these assests. Can they after a period of time retract the right of usage of profits from him.

2) as in the case above the children have entered into a written contract with their father for usage of profits of the assests till his demise. Can they retract on this written contract.

Answer:

In the first scenario, the children can retract the right of retaining the profits.

11 Oasis Crescent Funds and Kagiso Islamic Equity Fund Wed 19 Sep 2018

Question:

Asalaamualaikum respected mufti sahib my wife has contributions of money from her father can we invest it in the following :

Oasis Crescent Equity Fund
Oasis Crescent Balanced Progressive fund of funds
Oasis Crescent International Feeder Fund
Kagiso Islamic Equity Fund

jazak ALLAH khaira

Answer:

12 Selling impure items and insemination of animals Mon 01 Oct 2018

Question:

Asalamualikum respected Mufti Saheb I understand my inability to judge between the right and wrong i just wanted to find some clarity regarding a certain Masala

13 Website hosting as a reseller Wed 17 Oct 2018

Question:

I needed to find out regarding the permissibility of making a profit on website hosting as a reseller.
A reseller pays his host for the hosting and then resells this same hosting to his client for a profit.
Is this permissible?

Answer:

14 AA SERVICES Wed 17 Oct 2018

Question:

Is it permissible to use A.A. car services?

Some people say it is like renting a house and not staying in there all the time, so you are paying for a service and not using it.

Will the ruling of car motor plan be the same?

What is the Sharíe definition of gambling and interest?

Answer:

15 Ebucks Wed 17 Oct 2018

Question:

Is it permissible to use ebucks? (Putting money into a bank, paying for safekeeping and getting monetary benefits)

Answer:

16 Commission agreement Wed 17 Oct 2018

Question:

Could you please inform me as to what is the shariah ruling in the following situation

Mr A agreed to mandate a property to mr B to sell for an x amount with the agreement/condition that any amount over above ‘x’ amount will be deemed to have been earned by mr B as his commission for the sale
With the mandate being open and not restricted to a specific time limit

Mr B fulfills his part by getting a suitable buyer for the property
The buyer then puts down a deposit into a trust account
Now that a buyer for the land has been found

17 Liability for renovations to a leased property Wed 17 Oct 2018

Question:

Can the Shar'i ruling regarding the following two cases be provided. جزاكم الله خيرا

Case 1

I bought a house with the tenant staying there. He continued staying...